Pension Policy Dimension to Ghanaian Workers’ Housing Needs Provision

Autores/as

  • Delali A. Dovie Department of Sociology, University of Ghana
  • Isabella R. Ayimey
  • Phebiemary Adodo-Samani

DOI:

https://doi.org/10.31211/interacoes.n35.2018.a2

Palabras clave:

retirement preparation, housing needs, pension policy, house acquisition, home ownership

Resumen

The paper explores workers’ housing needs, expectations and pension policy compatibility to meeting this need using the pension system as a mortgage facility. Use was made of a cross-sectional design. A sample of 131 workers was selected through convenient sampling. The findings show that workers have need for houses with retirement in focus and that they expect government to provide them with affordable houses. Government’s provision of these housing needs can purportedly be met via the national pension system’s mortgage facility. Significantly, house acquisition situated within the context of retirement preparation is indicative of retirement portfolio diversification. The findings have implications for promoting housing provision for all workers.

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Publicado

2018-12-31

Cómo citar

Dovie, D. A., Ayimey, I. R., & Adodo-Samani, P. (2018). Pension Policy Dimension to Ghanaian Workers’ Housing Needs Provision. Interações: Sociedade E As Novas Modernidades, (35), 30–56. https://doi.org/10.31211/interacoes.n35.2018.a2

Número

Núm. 35

Sección

Artí­culos

Licencia

Los derechos de autor de las obras publicadas son retenidos por el autor que otorga a Interações el derecho de publicación original. El artículo publicado se puede utilizar libremente con fines educativos, no comerciales, de acuerdo con la Licencia Creative Commons - Atribución-NoComercial 4.0 Internacional, siempre que el autor, el título del artículo, el título y el número de la revista sean citado junto con la URL o DOI del artículo.